I had to complete setup without restore, update to iOS 13.5, wipe data, start setup again, and then restore at that point of the new phone setup process (which finally worked!), but this was several hours after I started the whole process.🙄
I had to complete setup without restore, update to iOS 13.5, wipe data, start setup again, and then restore at that point of the new phone setup process (which finally worked!), but this was several hours after I started the whole process.🙄